PINNACLE TAXX ADVISORS
Services
A coordinated approach to your financial future.
Financial success rarely comes from looking at one piece of the puzzle at a time. Taxes, investments, retirement income, insurance, and business planning all affect one another, which means the best strategies are built together. At Pinnacle Taxx Advisors, we help you connect those dots, uncover opportunities, and create a coordinated plan designed to protect what you’ve built, minimize what you owe, and move you closer to the life you’re working toward.
services
Income Tax Preparation
While many tax preparers are reactionary, we are proactive in creating tax minimization strategies designed to help shrink your tax bill and grow your refund. We’ll work with you year round to develop strategies that unlock credits, maximize deductions and avoid taxable events altogether. When done correctly, income tax planning is not just an annual meeting in March but an ongoing conversation throughout the year focused on serving you to meet your greater financial goals. With the integration of income tax planning with financial planning, our goal is to unlock synergies and efficiencies well beyond what you would expect from a traditional tax service.
Financial Planning
Your likelihood of success improves dramatically when you create a plan, monitor progress and adapt as your environment changes. Think of us as your personal coach to guide you through this process. As an independent advisory practice, we have no allegiance to any financial products. We scour the financial landscape for the best tools to meet our clients’ needs and integrate them into a coordinated financial plan on a fiduciary basis. When you add our unique ability to harmonize tax planning with financial planning, you’ll see why clients work with us for generations.
Wealth Management
Your nest egg is not just numbers on a statement; it’s your permission slip to retire, take that dream vacation, gift a down payment for your kid’s first home or leave a legacy to last generations. Managing those assets comes with immense responsibility which we consider a huge honor when bestowed upon us. With this in mind, we utilize both a suite of proprietary customizable model portfolios as well as top industry fund managers. Whether the underlying holdings are cost-efficient ETFs, individual stocks & bonds, mutual funds or alternative investments we’ll construct and manage the portfolio that will be the engine fueling your financial success.
Retirement Income Planning
When is enough, enough? That’s the question we answer most. Together we’ll convert the numbers on your statements into what they will provide for you and your lifestyle in retirement. We’ll incorporate all sources of income to provide an income plan complete with a pecking order as to where to pull and when. Of course, we’ll be helping you minimize your income tax along the way.
Qualified Retirement Plans
Qualified retirement plans are often the most powerful tools to facilitate savings and tax deductions. These plans are especially powerful for business owners and self-employed individuals. High-earners may be able to put away hundreds of thousands more than they thought possible generating massive tax deductions while creating tax-deferral on the money and likely withdrawing the funds in a lower tax bracket once retired. This is yet another area where traditional tax shops often fail to bridge the gap between tax planning and investment strategy. We’re fluent in identifying the proper application of these plans, implementation and management.
Insurance Planning
Every good castle needs a moat. Without the proper protection, you and your family could lose everything in the event of a disability or premature death. There are also opportunities to utilize insurance products as tax shelters to provide both protection, investment performance and tax savings.
Business Continuity Planning
Most successful business owners work very hard in their business but rarely work on their business. They fail to consider what would happen if something should happen to them. Would a key employee take it over? Would it be sold? Would it be passed to a son or daughter? Would a spouse run it? If you haven’t planned for this, the result could be disastrous to your loved ones. We can work through your options and implement a strategy to ensure your business and the support it provides you and family continue should something go wrong along the way.
Business Sale Preparation
If you’ve poured your blood, sweat and tears into growing your business over the years and it’s time to exit, you’ll most certainly want to maximize how much you can get for it. The best way to do this is to start planning years in advance. Any potential buyer is going to want to see your books which means they want to see your business is profitable. However, showing profit means paying more in taxes. Balancing how much profit is shown to maximize sale price versus minimizing taxable income to reduce taxes is a balancing act we can choreograph for you.